Attention homeowners: Real estate appraisal services for in Boys Town and Sarpy County
The top 7 reasons Nebraska homeowners need Metro Appraisers & Consultants:
We at Metro Appraisers & Consultants understand the particular needs of a homeowner after appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, lawyers, and accountants. But as a general consumer, we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings.
Pre-listing Services/For Sale by OwnerIt's very hard to be objective about your house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Metro Appraisers & Consultants, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value assessment than yours.
Challenging Sarpy County's assessment of your propertyYour local tax assessor may have your home overvalued if your house not appreciating as much as other homes nearby. This means you're most likely paying higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Metro Appraisers & Consultants is your strongest weapon when contesting your property tax assessment.
Need to cancel PMI?A preferred money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. At Metro Appraisers & Consultants, we're experienced in helping customers just like you do away with unwanted and unneeded PMI insurance.
Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. Not only can this be troublesome from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Metro Appraisers & Consultants can help you reinstate your HELOC.
We Provide Field and Desktop Appraisal Review ServicesDo you need a veteran appraiser to double-check your appraisal for efficiency, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Metro Appraisers & Consultants can go out and check the subject and comparables in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Metro Appraisers & Consultants can help you with that. Even though most appraisal reviews are commissioned by lenders, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to get a second opinion.